We are Tri-State Senior Consultants

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Kathy is an Independent Insurance Agent specializing in Medicare.  She helps people navigate the Medicare Process and advise them on their best plan choices relating to Medicare health insurance benefits.  Although she is contracted with most of the major companies, being an Independent Broker allows her to have loyalty with a client, not the insurance company.  Once you become Kathy's client, she becomes your service agent at no cost to you.  She can help with claims issues, finding subsidy assistance if needed, and general service questions.  Her motto is "treat all clients as if they are family". 

Kathy has a B.S. from Pennsylvania State University in Health Policy Administration.  She is married to fellow Penn Stater, and they are proud parents of five children.  They live in Springfield, Delaware County.

Andy is a new member of the team as of 2021, but he has extensive experience in healthcare and medical insurance. He is certified to represent most major Medicare Advantage and Medicare Supplement plans in the area.  In addition, Andy can match clients not yet 65 years old with an individual Affordable Care Act (ACA) plan whether or not clients qualify for subsidies.  Prior to joining Tri-State Senior Consultants full time, Andy worked in the pharmaceutical industry for almost 30 years in various US and Global positions.  

Andy is a graduate of Penn State and has two master’s degrees in Finance (Marist College) and Health Policy (USciences of Philadelphia).  He is married to Tina, and they have two children, Danny and Christina, and a dog, Macy. 

 Kristin is a licensed Medicare insurance specialist. Kristin presents all of the options for Medicare Advantage and Medicare Supplement plans and works diligently so that clients can choose which plan meets all of their healthcare needs. With over 10 years teaching experience, Kristin enjoys helping others and providing information to them. She also has retirement account experience from previous work in the finance industry. Her primary goal is to help others as they navigate through the Medicare process.  Continuing an ongoing rapport with her Medicare clients is something she strives to accomplish. Her fluency in Spanish helps Spanish-speaking clients with their Medicare questions. 

She is a graduate of Immaculata University and has a Master's degree in Spanish from Millersville University. In her free time, she enjoys camping with her family, taking walks and baking.

Kristin es una especialista licenciada en seguros de Medicare. Kristin presenta todas las opciones para los planes Medicare Advantage y Medicare Supplement a sus clientes y trabaja diligentemente para que puedan elegir qué plan satisface todas sus inquietudes. Con más de 10 años de experiencia en la enseñanza, Kristin disfruta ayudar a los demás y brindarles la información. También tiene experiencia en cuentas de jubilación de trabajos anteriores en la industria financiera. Se siente contenta de ayudar a otros mientras navegan por el proceso de Medicare. Su meta es continuar una relación constante con los beneficiarios de Medicare. Su fluidez en español le permite ayudar a los clientes de habla hispana a elegir un plan de Medicare adecuado. 

Kristin se graduó de la Universidad Immaculata y tiene una maestría en español de la Universidad de Millersville. En su tiempo libre, a Kristin le gusta acampar con su familia, caminar y hornear.