We are Tri-State Senior Insurance Specialists
Let us be your partner
We are Licensed agents with major health insurance carriers in Medicare Supplemental insurance, Medicare Advantage plans, stand-alone prescription drug programs, and individual (under 65) health insurance plans.
Meet the Team
Tina Garrity -- Medicare Insurance Specialist and Principal of Tri-State Senior Consultants
Tina is an experienced healthcare professional who began Tri-State Senior Consultants 11 years ago. Prior to becoming a health insurance expert in the tri-state area surrounding southeastern PA, Tina enjoyed a successful career in the Pharmaceutical and Managed Care Industry.
Aside from providing excellent customer service and time-tested expertise to clients, Tina is also an accomplished singer and enjoys being a mother to Danny and Christina and a wife to Andy. Tina is a graduate of Penn State University, and lives on the border of Delaware and Chester counties in the town of Thornton, PA.
Kathy Kutufaris -- Licensed Medicare Insurance Specialist
Kathy is an Independent Insurance Agent specializing in Medicare. She helps people navigate the Medicare Process and advise them on their best plan choices relating to Medicare health insurance benefits. Although she is contracted with most of the major companies, being an Independent Broker allows her to have loyalty with a client, not the insurance company. Once you become Kathy's client, she becomes your service agent at no cost to you. She can help with claims issues, finding subsidy assistance if needed, and general service questions. Her motto is "treat all clients as if they are family".
Kathy has a B.S. from Pennsylvania State University in Health Policy Administration. She is married to fellow Penn Stater, and they are proud parents of five children. They live in Springfield, Delaware County.
Meg Kearney, Independent Medicare Specialist
Meg Kearney is a respected Health Care professional with over 30 years’ experience in the industry. This experience has given her a strong understanding of the ever-changing providers and healthcare systems throughout the greater Philadelphia area. A licensed independent Medicare Broker for the State of Pennsylvania, Meg is certified with all the top Medicare Advantage plans and Medicare supplements. After assessing her clients’ needs, Meg thoughtfully advises regarding the appropriate plan for each individual based on their healthcare priorities. According to Meg, "Nothing is more satisfying than knowing you helped your client navigate this complex Medicare environment and offered peace of mind without being limited to offering just one plan".
Meg is an alumna of St. Joseph’s University with a B.S. in Marketing. She lives in Media, Delaware County with her husband and two teenagers.
Andy Garrity, Licensed Medicare and Individual (under 65) Insurance Specialist
Andy is a new member of the team as of 2021, but he has extensive experience in healthcare and medical insurance. He is certified to represent most major Medicare Advantage and Medicare Supplement plans in the area. In addition, Andy can match clients not yet 65 years old with an individual Affordable Care Act (ACA) plan whether or not clients qualify for subsidies. Prior to joining Tri-State Senior Consultants full time, Andy worked in the pharmaceutical industry for almost 30 years in various US and Global positions.
Andy is a graduate of Penn State and has two master’s degrees in Finance (Marist College) and Health Policy (USciences of Philadelphia). He is married to Tina, and they have two children, Danny and Christina, and a dog, Macy.
Katie Keenan -- Independent Insurance Broker
Katie Keenan is a new member of the Tri State family and is excited to continue her career with the team. Katie has experience in the Medicare sector as well as the Under 65 market of health insurance. She prides herself on being an independent agent who is knowledgable about various different plans offered through many different insurance companies. Katie works closely alongside her clients to educate them on the different options they have to insure themselves and their families. She enjoys the ability to listen to a clients concerns and individual needs to help guide them to the plan that is best for them.
In her spare time Katie enjoys trips to the jersey shore with her family and friends as well as cooking new recipes. What she enjoys most about this career is the ability to educate clients on their choices and act as a continued resource for them.
Kristin McGuire -- Independent Insurance Broker (Bi-lingual English/Español)
Kristin is a licensed Medicare insurance specialist. Kristin presents all of the options for Medicare Advantage and Medicare Supplement plans and works diligently so that clients can choose which plan meets all of their healthcare needs. With over 10 years teaching experience, Kristin enjoys helping others and providing information to them. She also has retirement account experience from previous work in the finance industry. Her primary goal is to help others as they navigate through the Medicare process. Continuing an ongoing rapport with her Medicare clients is something she strives to accomplish. Her fluency in Spanish helps Spanish-speaking clients with their Medicare questions.
She is a graduate of Immaculata University and has a Master's degree in Spanish from Millersville University. In her free time, she enjoys camping with her family, taking walks and baking.
Kristin es una especialista licenciada en seguros de Medicare. Kristin presenta todas las opciones para los planes Medicare Advantage y Medicare Supplement a sus clientes y trabaja diligentemente para que puedan elegir qué plan satisface todas sus inquietudes. Con más de 10 años de experiencia en la enseñanza, Kristin disfruta ayudar a los demás y brindarles la información. También tiene experiencia en cuentas de jubilación de trabajos anteriores en la industria financiera. Se siente contenta de ayudar a otros mientras navegan por el proceso de Medicare. Su meta es continuar una relación constante con los beneficiarios de Medicare. Su fluidez en español le permite ayudar a los clientes de habla hispana a elegir un plan de Medicare adecuado.
Kristin se graduó de la Universidad Immaculata y tiene una maestría en español de la Universidad de Millersville. En su tiempo libre, a Kristin le gusta acampar con su familia, caminar y hornear.
John Wren, Licensed Medicare and Individual (under 65) Insurance Specialist
John is a well-accomplished and performance-driven professional. Prior to becoming a health insurance expert, John enjoyed a successful career in the financial services and investment management industry.
Aside from providing excellent customer service and time-tested expertise, John is recognized for his credibility and reputation as a trusted advisor. His easy-going approach leads to a better understanding of client needs as he strives to provide education and offer innovative solutions about health care coverage.